How many times have you told yourself to find lower-priced Chevy HHR insurance in Philadelphia? Being forced to pay for pricey auto insurance premiums can drain your accounts and force you to make tough financial choices. Getting a rate comparison is free, only takes a few minutes, and is a good way to lower your monthly bill.
A recent auto insurance study revealed that most drivers in Pennsylvania kept their coverage with the same auto insurance company for at least the last four years, and practically 40% of auto insurance customers have never even compared rates from other companies. American drivers could cut their rates by $860 a year just by comparing rates, but they don’t know the large savings they would see if they moved their coverage to a different company. Since you have so many auto insurance companies to choose from, it’s nearly impossible to find the most affordable auto insurance company.
Consumers should take time to price shop coverage once or twice a year because prices are usually higher with each renewal. Despite the fact that you may have had the best rates on Chevy HHR insurance in Philadelphia two years ago you will most likely find a better rate quote today. Forget anything you know (or think you know) about auto insurance because you’re about to learn the best methods to properly buy coverages while reducing your premium.
The quickest method we recommend to compare car insurance rates for Chevy HHR insurance in Philadelphia takes advantage of the fact most larger insurance companies allow for online access to compare their rates. All you need to do is provide a little information including if you are currently licensed, if it has an anti-theft system, whether your vehicle is owned or leased, and how old drivers are. That rating information is submitted instantly to multiple auto insurance providers and they return cost estimate instantly to find the best rate.
To compare multiple company lower-cost Chevy HHR insurance rates now, click here and enter your zip code.
The car insurance companies shown below have been selected to offer price quotes in Philadelphia, PA. If the list has multiple companies, we suggest you visit as many as you can to get a more complete price comparison.
Insurance rate breakdown
The rate table displayed below outlines a range of policy rates for Chevy HHR models. Learning as much as possible about how insurance policy premiums are formulated is important to be able to make smart choices when buying a policy.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| HHR LS | $170 | $304 | $428 | $26 | $128 | $1,056 | $88 |
| HHR LT | $170 | $304 | $428 | $26 | $128 | $1,056 | $88 |
| HHR SS | $190 | $414 | $428 | $26 | $128 | $1,186 | $99 |
| Get Your Own Customized Quote Go | |||||||
Above prices assume single female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Pennsylvania minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, claim-free, and multi-policy. Rate information does not factor in specific zip code location which can impact premiums significantly.
The diagram below highlights how deductible choice and can affect Chevy HHR insurance costs for each age group. The prices are based on a married female driver, full physical damage coverage, and no other discounts are factored in.
Violations and accidents raise rates
The information below highlights how traffic violations and accidents influence Chevy HHR insurance prices for each different age category. The premiums assume a married female driver, comp and collision included, $250 deductibles, and no discounts are applied to the premium.
Insurance premiums by gender
The diagram below compares Chevy HHR insurance prices for male and female drivers. The rate quotes are based on no driving violations, no at-fault accidents, full coverage, $1,000 deductibles, drivers are single, and no discounts are factored in.
Get rate quotes but buy from a neighborhood Philadelphia auto insurance agent
Some consumers just prefer to sit down and talk to an agent and we recommend doing that Good agents can point out coverage gaps and help submit paperwork. A good thing about getting free rate quotes online is that drivers can save money and get better rates but still work with a licensed agent. And supporting local agents is important particularly in Philadelphia.
Upon completion of this simple form, your insurance data gets sent to participating agents in Philadelphia who will give competitive quotes for your insurance coverage. It simplifies rate comparisons since you won’t have to contact any agents since price quotes are sent to the email address you provide. If you want to get a comparison quote from a specific insurance company, feel free to search and find their rate quote page and give them your coverage information.
Listed below are Philadelphia auto insurance companies that are able to give comparison quotes for Chevy HHR insurance in Philadelphia.
Nationwide Insurance: Ferullo Insurance Agencies LLC
1636 S Front St – Philadelphia, PA 19148 – (215) 468-4116 – View Map
Erica Bantom Martin – State Farm Insurance Agent
1124 S Broad St – Philadelphia, PA 19146 – (215) 875-8100 – View Map
Wade Insurance Agency
143 E Roosevelt Blvd – Philadelphia, PA 19120 – (215) 457-4995 – View Map
Allstate Insurance: Bruce Datil
4201 I St – Philadelphia, PA 19124 – (215) 288-7992 – View Map
Picking an provider needs to be determined by more than just the price. These are valid questions to ask:
- How does the company pay claims for a total loss?
- Do they prorate repair cost based on vehicle mileage?
- Do they offer claims assistance after hours?
- When do they do a full risk review?
- Do they receive special compensation for putting your coverage with one company over another?
- Do they have designations such as AIC, CPCU, or CIC?
- Are aftermarket or OEM parts used to repair vehicles?
- Is there a Errors and Omissions policy in force?
After getting acceptable answers in addition to an acceptable price estimate, you’ve probably found an insurer that is a good match to provide insurance coverage. It’s important to know that you are entitled to cancel your coverage for any reason so never assume that you are permanently stuck with the insurance policy for the entire policy term.